WHAT DOES YOUR MONEY SAY ABOUT YOU?

James 5:1-6

“If money could talk” said one popular comedian “all it would say is goodbye” Isn't that the truth 9 times out of 10…….money comes in and leaves just as fast as it came in! The story of my life………the cycle of life for most people around the globe!   See how I said “most people, not all people” See…this wasn't necessarily so for some of the people that James was writing to. Something different was happening at the time of his letter…something that was distasteful to James and especially a Holy God who inspired him to pen the words found in chapter 5. See the opposite was happening to the statement above by the comedian. Money wasn't saying “goodbye” there where men who were using their wealth for selfish purposes and were persecuting the ones [labourers] who help them get it. We have seen throughout this letter of James a series of tests which validate or invalidate one’s claim to be a Christian! James presents another test to how we view money? We need to understand something, especially in our North American thinking! True happiness and contentment depends on the true riches of God's grace, not on our earthly wealth as some would have you believe today….even from the pulpit. See! It doesn't matter how much money you have! God does not determine your spiritual growth or your faith by your money or your worth for that matters………………going back to the 2nd chapter of his letter.

• Do we love our wealth more than Jesus?
• Do we love our possessions, our stuff more than Jesus?
• Do we love the Lord and treasure Him as the most valuable gift in our lives?

The reason I ask these questions…….this was, and still is, a major problem in the church today! Jesus said “No servant can serve two masters; for either he will hate the one and love the other, or else he will be loyal [devoted] to the one and despise [hate] the other. You cannot serve God and mammon." Luke 16:13. The love or a stronger word worship of money will divide your interests. Which means: “you’re not exclusively committed to the Lord”

• It will hinder your spiritual growth
• It will hinder your desire to pray and seek God in everything.
• It will hinder your complete dependence on God in every aspect of your Christian life.
• It will hinder your motivation to spend it for God's purposes instead of our own.

One thing we need to understand! Money is not evil in itself! The bible does not teach that possessing money is sinful or wrong. This truth is confirmed in Proverbs “The blessing of the LORD makes one rich, And He adds no sorrow with it.”  [Prov 10:22]. David Livingstone had the right idea when it came to money "Do not think me mad. It is not to make money that I believe a Christian should live. The noblest thing a man can do is, just humbly to receive, and then go amongst others and give." The problem that comes with money is the Love of money! In 1 Tim 6:9-10 we read “But those who desire to be rich fall into temptation and a snare, and into many foolish and harmful lusts which drown men in destruction and perdition. For the love of money is a root of all kinds of evil, for which some have strayed from the faith in their greediness, and pierced themselves through with many sorrows.”The worship of money is rooted in evil…..

• It produces disobedience
• It produces greed
• It produces a  breach in your spiritual walk
• It produces nothing but sorrow and grief

A person who desires money, possessions, wealth and stuff they are only setting themselves up for a major fall…because they are blinded by their own hearts desires. Just like the rich young fool……Just like the rich young man who see salvation because he had everything he thought he needed. Just like what Jesus said, when He warned the disciples where they storing their treasures "Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal;  but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. For where your treasure is, there your heart will be also.” Matt 6:19-21. We are going to learn as Christians what not to do when faced with a situation like this! We’re also going to see the hearts of those who belly is their god! People who say “What’s in it for me?” James points out 4 MAJOR CONCERNS that the love or worship of money does and why it’s so dangerous for a person's soul.

THE WORSHIP OF MONEY WILL RESULT IN MATERIALISM (V2- V3)

Their wealth was being uselessly hoarded…..stored up! “Hoarding” means to instinctively collecting and laying up provisions for winter; as, the squirrel is a hoarding animal. Jesus said in Luke 12:21 "So is he who lays up treasure for himself, and is not rich toward God."

IT IS TO BE USED TO ADVANCE GOD'S KINGDOM

In Mark 12:42-44 Jesus made this comment “Then one poor widow came and threw in two mites, which make a quadrans. (It was in value about three mills and a half, or one-third of a cent) So He called His disciples to Himself and said to them, "Assuredly, I say to you that this poor widow has put in more than all those who have given to the treasury; for they all put in out of their abundance, but she out of her poverty put in all that she had, her whole livelihood."

IT IS TO BE USED AS A MEANS FOR PROVIDING FOR YOUR FAMILY.

In 1Tim 5:8 “But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.”

IT IS TO BE USED TO CARE FOR THOSE IN NEED

In 1John 3:17 “But whoever has this world's goods, and sees his brother in need, and shuts up his heart from him, how does the love of God abide in him?”

IT IS TO BE USED FOR SUPPORTING THOSE IN MINISTRY WHETHER IT’S FULL OR PART TIME.

In 1 Tim 5:17-18 “Let the elders who rule well be considered worthy of double honor, especially those who labor in preaching and teaching. For the Scripture says, “You shall not muzzle an ox when it treads out the grain,” and, “The laborer deserves his wages.”

We are not to hoard our possessions or wealth; it’s to be used where necessary! Everything we do is for His glory

Look what James said…. all things are subject to decay, theft, fire, or some other form of loss. James uses 3 VERY IMPORTANT words in these 2 verses. Corrupted which means to make corrupt, to destroy, to become corrupt, corrupted, rotten. Corroded which means to rust down, that is, corrode: - canker. Fire which means literally or figuratively, specifically lightning): - fiery, fire. It symbolizes fast escapable, fatal, and final judgement. James was rebuking this people for hoarding their wealth without regards for anyone else especially our Lord and Savior Jesus Christ. That it will all be consumed to nothing and the fact of their laying up treasures would be followed by painful consequences.

THE WORSHIP OF MONEY WILL RESULT IN DECEPTION (V4)

Their wealth was Unjustly Gained…exploiting others for personal gain. Moses said in Lev 19:13 ‘You shall not cheat your neighbor, nor rob him. The wages of him who is hired shall not remain with you all night until morning.” James uses the term “you kept back by fraud"

Fraud means to deprive; to despoil: - defraud, destitute, kept back by fraud. Not only did they hoard their money or possessions, but they also sinfully acquired it. Far from being generous to the poor or those in need as we have seen earlier in James letter…..…..taking advantage of others [there workers] is a very dangerous thing. Tricking people so that you can gain money is a dangerous game to be playing! Jeremiah speaks of this kind of person. In Jer 22:13 "Woe to him who builds his house by unrighteousness And his chambers by injustice, Who uses his neighbor's service without wages And gives him nothing for his work" James uses the expression they “They cry out against you” (v4) Cries out mean to shout, or to scream, it gives us the idea of John the Baptist when he said: "I am 'THE VOICE OF ONE CRYING IN THE WILDERNESS: "MAKE STRAIGHT THE WAY OF THE LORD," ' as the prophet Isaiah said."  John 1:23. This phrase also gives us the same cry that the hate filled cries of the blood thirsty mob for Jesus' execution. “Then the governor said, "Why, what evil has He done?" But they cried out all the more, saying, "Let Him be crucified!"  (Matt 27:23). This is the same kind of cry, those who were wrongly being used, by those who wanted their own pockets filled for personal gain, or riches. Moses warned that the rich who try to deceive the poor in Deut 24:14-15 "You shall not oppress a hired servant who is poor and needy, whether one of your brethren or one of the aliens who is in your land within your gates. Each day you shall give him his wages, and not let the sun go down on it, for he is poor and has set his heart on it; lest he cry out against you to the LORD, and it be sin to you.” John MacArthur says "a frightening judgement awaits those who unjustly hoard the wealth they rob from the poor. Their victims will cry out for justice to the Righteous Judge and He will not disappoint them."

It says they cried out to the “Lord of Sabbath” which means hosts, or armies. Describes God as Commander of the armies of Heaven. The Lord of Hosts…..He is the One who hears the cries of the defrauded poor and will call His angelic armies to act in judgement. Matt 13:41-42 “The Son of Man will send out His angels, and they will gather out of His kingdom all things that offend, and those who practice lawlessness, and will cast them into the furnace of fire. There will be wailing and gnashing of teeth.”The Psalmist says “When He avenges blood, He remembers them; He does not forget the cry of the humble.” Ps  9:12. The worship of money only leads to trouble, blindness and possibly eternal destruction!

THE WORSHIP OF MONEY WILL RESULT IN OPPORTUNITY SQUANDERED (V5)

Their wealth was Self Indulgently spent living the luxury at the expense of others. Life of Wanton means giving oneself to the pursuit of pleasure, vain attempt to satisfy their own insatiable desires. Basically filling your heart’s desire with stuff! I must have this in order to make me happy. This kind of behavior is often foolishness, produces blindness, and sadly a harden heart to the truth. It is often a hindrance to accept the Gospel! In Matt 13:22 “Now he who received seed among the thorns is he who hears the word, and the cares of this world and the deceitfulness of riches choke the word, and he becomes unfruitful.” The son who wasted everything! In Luke 15:13 “And not many days after, the younger son gathered all together, journeyed to a far country, and there wasted his possessions with prodigal living.” Paul warned the Philippian believer's about this kind of person! In Phil 3:18-19 “For many walk, of whom I have told you often, and now tell you even weeping, that they are the enemies of the cross of Christ: whose end is destruction, whose god is their belly, and whose glory is in their shame—who set their mind on earthly things.” Lavish indulgences can lead to something worse than plain old self-indulgences; they lived only to eat and drink, and to enjoy life. Isa 22:12-13 wrote “And in that day the Lord GOD of hosts Called for weeping and for mourning, For baldness and for girding with sackcloth. But instead, joy and gladness, Slaying oxen and killing sheep, Eating meat and drinking wine: "Let us eat and drink, for tomorrow we die!" James warns this kind of person of a coming day of slaughter. This is a sad picture of people around us today making castles for themselves in the sand, filling their bellies with their heart desires. All this leads to death, a coming day of slaughter! This is a frightening picture of His divine Judgement. Basically what James is saying " you are heading to the slaughter house, because you are like fat cows who are ready to be put to death" John MacArthur said “blind to Heaven, deaf to warnings of Hell, insensitive to the impending day of slaughter and judgement, the unrepentant, selfish, indulgent hoarders stumble blindly to their doom. Unless they repent".

THE WORSHIP OF MONEY WILL RESULT IN A EVIL HEART (V6)

Their wealth was cold-bloodily attained. Do you see the progression the love money has over an individual.

• After storing up the money
• They robbed from the poor
• Spent it on themselves
• Now they would utterly kill to maintain their lavish lifestyle.

James said (v6) "You have condemned, you have murdered the just; he does not resist you." This describes the next step in a selfish indulged lifestyle that only wants to fulfill self! This is the sinful progression of someone who loves money! They will do anything to attain it! You have condemned (means) to sentence, the implications is that the rich were using the courts to commit judicial murder. They will do whatever it takes to keep what they have attained for themselves. They will kill whoever gets in their way of Living. The Pharisee’s were a prime example in the Gospels and in the early church. Acts 4:10-12 Peter said “let it be known to you all, and to all the people of Israel, that by the name of Jesus Christ of Nazareth, whom you crucified, whom God raised from the dead, by Him this man stands here before you whole. This is the 'STONE WHICH WAS REJECTED BY YOU BUILDERS, WHICH HAS BECOME THE CHIEF CORNERSTONE.' Nor is there salvation in any other, for there is no other name under heaven given among men by which we must be saved." In Matt 23:29-34 Jesus said "Woe to you, scribes and Pharisees, hypocrites! Because you build the tombs of the prophets and adorn the monuments of the righteous, and say, 'If we had lived in the days of our fathers, we would not have been partakers with them in the blood of the prophets.' "Therefore you are witnesses against yourselves that you are sons of those who murdered the prophets. Fill up, then, the measure of your fathers' guilt. Serpents, brood of vipers! How can you escape the condemnation of hell? Therefore, indeed, I send you prophets, wise men, and scribes: some of them you will kill and crucify, and some of them you will scourge in your synagogues and persecute from city to city, And you have “Murdered the Just” means the righteous, denotes someone morally upright…….in a sense those who genuinely saved under the righteousness of Christ….”the just ones.” As Paul wrote in Rom 5:8-9 “but God shows his love for us in that while we were still sinners, Christ died for us. Since, therefore, we have now been justified by his blood, much more shall we be saved by him from the wrath of God. As they killed the Righteous One [Jesus Christ] they will continue to do the same to us in order to keep what is there’s. But James finishes this statement, by saying "he will not resist you" The Christian will not resist you! This means the Christian will not resist their oppressors, they will live out the truth taught by our Lord.” Jesus said in Matt 5:39-44 “But I tell you not to resist an evil person. But whoever slaps you on your right cheek, turn the other to him also. If anyone wants to sue you and take away your tunic, let him have your cloak also. And whoever compels you to go one mile, go with him two. Give to him who asks you, and from him who wants to borrow from you do not turn away. "You have heard that it was said, 'YOU SHALL LOVE YOUR NEIGHBOR and hate your enemy.' But I say to you, love your enemies, bless those who curse you, do good to those who hate you, and pray for those who spitefully use you and persecute you, G. K. Chesterton said "The Bible tells us to love our neighbors, and also to love our enemies: probably because they are generally the same people." Wealth may be a blessing a gift from God….bring the opportunity to do good with it like the first church giving everything they had to supply the need of the Believers (Acts 2). But that can only be true of those who are also "rich in Faith" Rich in Christ Jesus. Paul wrote in 1 Tim 6:1-19 “Command those who are rich in this present age not to be haughty, nor to trust in uncertain riches but in the living God, who gives us richly all things to enjoy. Let them do good, that they be rich in good works, ready to give, willing to share, storing up for themselves a good foundation for the time to come, that they may lay hold on eternal life.”

• Their wealth was uselessly Hoarded
• Their wealth was Unjustly Gained
• Their wealth was Self Indulgently Spent
• Their wealth was Ruthlessly Acquired

There are so many people in our society today who are intent on accumulating all the possessions they can, totally oblivious to the fact that we are living in the last days. Judgment is indeed coming. As Luke wrote in 12:40 “Therefore you also be ready, for the Son of Man is coming at an hour you do not expect." We as Believers need to be careful that we do not become infected with this same attitude. We can get so easily caught up in the same pursuits acquiring all that we can, while ignoring the fact that we are living in the last days. Whatever you are banking on will not last, even our most precious and indestructible things are doomed to decay. What will our [your] store of wealth say about us when we stand before Christ? (1 Tim. 6:8-10, 17-19). Riches in themselves are morally neutral, neither good nor evil. Wealth is like fire — very useful, but also terribly dangerous. We must balance between practical saving and sinful stashing. Material wealth will be worthless when our Lord returns. Place priority, not on your possessions, but how you use them. As the apostle Paul said to the believers at Corinth “For we must all appear before the judgment seat of Christ, that each one may receive the things done in the body, according to what he has done, whether good or bad. (2Cor 5:10). God will have the final say! So the Sunday question is…………What does your money say about you?